🧮 Free Cost Calculator

What does your AI usage actually cost?

Every tool prices differently — flat subscriptions, tokens, credits, per-seat. Tell us how you use AI and see the real monthly cost across all of them. No tokens math required.

How do you use AI?

💳 Pay-per-use (API / tokens)

est. monthly cost at your volume

📅 Flat subscriptions

you pay this regardless of usage
How this is calculated & assumptions

Pay-per-use = (your message volume × estimated tokens per message) × each model's per-token price. We assume per message — Short ≈ 250 in / 350 out tokens, Medium ≈ 800 in / 1,200 out, Long ≈ 2,500 in / 3,500 out — across ~30 days/month. Real usage varies; treat this as a ballpark, not a bill. Subscriptions are the standard individual plans. Prices as of June 2026 — always check the provider's current pricing. OpenClaw is self-hosted (free software): your cost is whichever model's API you plug in, plus your own hosting/compute — so it tracks the pay-per-use numbers above for the model you choose.

🤖 Agentic tasks — Copilot Cowork (credits)

a different beast from chat

Cowork doesn't charge per message — it charges credits per task (one "task" = a whole multi-step job the agent runs), billed at $0.01/credit. Usage billing starts July 1, 2026.

Per-tool cost breakdowns

Want the full pricing detail for one tool — the plans, the gotchas, and what you actually get at each tier? These lessons break it down:

Want to understand why these prices differ — tokens vs credits vs messages?

Read the free cost lesson →